Unbroken Coverage for Every Stage of Your Business.

$1,000,000+ bodily injury and third-party property damage protection meeting strict commercial vendor contracts.

Protects your business when employees drive their personal vehicles or rented vehicles for business operations.

Covers commercial vehicles, permanently attached equipment, ladder racks, and custom vehicle wraps.

Heavy-duty towing and rental vehicle reimbursement to keep your crews and deliveries moving.

Protects against customer slip-and-falls, third-party property damage, and advertising injury claims.

Replacement-cost coverage for office furniture, computers, inventory, tools, and tenant build-outs.

Reimburses lost net profit and continuing operating expenses if a covered peril forces a temporary shutdown.

Built-in riders for mechanical/electrical breakdown, spoilage, and cyber/data breach response.

Replaces lost net profit and covers fixed operating obligations (rent, loan payments, taxes) for 12–24 months.

Keeps key employees and staff on payroll during reconstruction so you don't lose your workforce.

Pays expedited shipping, equipment rental, and temporary lease costs to resume operations immediately.

Covers revenue loss triggered by key supplier disruptions, civil authority closures, or off-premises utility outages.

Protects individual directors/officers when not indemnified, reimburses corporate indemnification, and defends the entity.

Covers legal defense and settlements arising from M&A transactions, fundraising disclosures, and governance decisions.

Can be paired with EPLI and Fiduciary Liability to defend against wrongful termination, discrimination, or harassment claims.

Broad duty-to-defend policy forms tailored for private corporations, venture-backed startups, HOAs, and 501(c)(3) boards.

Covers third-party slip-and-fall injuries at your facility or job site, including medical payments and legal defense.

Protects your business against claims arising from products you manufacture/sell or contracting work you have completed.

Defends against claims of libel, slander, copyright infringement, or wrongful eviction.

Contract-ready endorsements for general contractors, municipalities, and commercial property managers.

Covers attorney fees, expert witnesses, settlements, and judgments even if a client's allegations are groundless.

Protects work performed prior to policy inception when transitioning from a previous claims-made policy.

Extends E&O coverage to 1099 consultants and subcontractors working on behalf of your firm.

Optional blended forms for software developers, IT MSPs, and digital agencies covering system failure and data breaches.

100% replacement-cost valuation for owner-occupied buildings, multi-family apartments, and investment properties.

Protects stock, raw materials, machinery, furnishings, and leasehold improvements (TIB).

Floater coverage for mobile tools, heavy machinery, goods in transit, and installation floaters at job sites.

Covers mandatory building code upgrades during reconstruction plus HVAC, boiler, and electrical panel breakdown.

Guarantees project completion and subcontractor/supplier payment for public works and private construction bids.

Instant digital issuance for state contractor licenses, auto dealer bonds, mortgage broker bonds, and municipal permits.

Protects client funds, company accounts, and employee 401(k)/benefit plans against internal theft or forgery.

Appeal, administrator, trustee, and customs bonds backed by Treasury-listed A+ rated surety markets.

Drops down seamlessly once underlying General Liability, Business Auto, or Workers' Comp Part B limits are exhausted.

Satisfies $2M, $5M, $10M, or $25M excess liability requirements for commercial leases and government/GC contracts.

Covers legal defense attorneys, court costs, and investigation expenses without eroding your excess policy limit.

True follow-form coverage eliminating gaps between primary and excess layers.

100% coverage for authorized medical treatment, surgery, physical therapy, and disability wage replacement with $0 employee copay.

Defends your business against employee or family lawsuits alleging employer negligence outside statutory workers' comp.

Eliminates large upfront deposits and surprise year-end audit bills by calculating premium on real-time payroll runs.

Nurse case management and safety programs designed to lower your Experience Modification Rate (EMR).